Website Privacy Policy
This Web site is a complimentary information service offered by Riggs & Associates Group at no cost to you. In order for RIGGS & ASSOCIATES GROUP to provide free access to this Web site, we must require visitors to agree to certain Terms and Conditions.
No Computer Tracking of Identifiable Information
While RIGGS & ASSOCIATES GROUP does not monitor your personal activity on our site, we do track aggregated, anonymous user data to evaluate the effectiveness of our Web site and help us improve our service. For example, we may compile statistics about our daily number of site visitors or specific page requests. This data is generic in nature and contains no personal information. RIGGS & ASSOCIATES GROUP will not sell, rent or lease your private information to others. RIGGS & ASSOCIATES GROUP respects the privacy of our online visitors and donors. Any personal information you provide is voluntary, and we do not require you to register in order to view our site. There are times, such as when you donate online or use our online advocacy tool, when we will collect specific information, such as your name, mailing address, zip/postal codes, and/or e-mail address. Any contact information you provide will remain private. We also encourage the use of anti-spyware technology to remove unwanted monitoring of your online activities by third-party programs.
Data Security
RIGGS & ASSOCIATES GROUP is concerned about the security of your information. To prevent unauthorized access or disclosure, maintain data integrity, and ensure the appropriate use of information, we have put in place reasonable physical, electronic, and managerial procedures to safeguard and secure the information we collect.
External Links
Links to third-party web sites from RIGGS & ASSOCIATES GROUP web site are provided solely as a convenience to you. If you use these links, you will leave RIGGS & ASSOCIATES GROUP site. We have not reviewed these third-party sites and do not control them. RIGGS & ASSOCIATES GROUP does not assume responsibility for any of these sites, their content, or their privacy policies. RIGGS & ASSOCIATES GROUP does not endorse or make any representations about them or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party sites linked to RIGGS & ASSOCIATES GROUP site, you do so at your own risk.
Notification of Changes to Privacy Policy
RIGGS & ASSOCIATES GROUP reserves the right to amend this privacy policy as necessary. Please watch this space for future changes.
Disclaimer and Terms of Use
CONTENT ON THIS SITE IS PROVIDED "AS IS" AND “WITH ALL FAULTS.". RIGGS & ASSOCIATES GROUP MAKES NO WARRANTY, EXPRESS OR IMPLIED, AND THERE ARE EXPRESSLY EXCLUDED ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. RIGGS & ASSOCIATES GROUP DOES NOT REPRESENT OR WARRANT THAT: ANY FUNCTIONS CONTAINED IN ANY OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR FREE; THE WEBSITE OR WEBSITE FEATURES ARE DESIGNED TO MEET ANY OR ALL OF YOUR NEEDS; ANY DEFECTS WILL BE CORRECTED; OR THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR WILL NOT BE ACCESSED BY UNAUTHORIZED USERS OR HACKERS ATTEMPTING TO OBTAIN ACCESS TO THIS WEBSITE OR INFORMATION TRANSMITTED TO OR FROM RIGGS & ASSOCIATES GROUP 'S WEBSITES.
Unless explicitly stated, RIGGS & ASSOCIATES GROUP does not endorse or recommend any specific products or services mentioned on this website. The views, beliefs and opinions expressed within this website may not necessarily be those, or reflect those, of RIGGS & ASSOCIATES GROUP. This website may contain specific health and medical information, none of which should be implied as specific to your personal medical or health condition. No information, expressed or implied, should be deemed or construed as medical, health or professional advice by RIGGS & ASSOCIATES GROUP.
Limitation of Liability
IN NO EVENT SHALL RIGGS & ASSOCIATES GROUP, IT'S OFFICERS, DIRECTORS, EMPLOYEES, OR ITS SUPPLIERS BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RESULTING FROM ACCESS TO, THE USE OR LOSS/INABILITY OF USE OF THIS WEBSITE OR ANY OTHER WEBSITE LINKED TO THIS WEBSITE, UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, STATEMENT OR CONDUCT OF ANY THIRD PARTY, ANY INFORMATION CONTAINED ON ANY RIGGS & ASSOCIATES GROUP WEBSITES, ANY INFORMATION, DATA OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON ANY RIGGS & ASSOCIATES GROUP WEBSITES, ERRORS OR OMISSIONS IN THE CONTENT HEREOF, OR ANY OTHER MATTER RELATING TO YOUR USE OF OR ACCESS TO RIGGS & ASSOCIATES GROUP'S WEBSITES INCLUDING, WITHOUT LIMITATION, LOST BUSINESS, DATA OR PROFITS, LITIGATION AND THE LIKE, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR OTHERWISE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATE STATUES MAY APPLY REGARDING LIMITATION OF LIABILITY. YOU HEREBY RELEASE AND FOREVER WAIVE AND DISCHARGE ANY AND ALL CLAIMS AND LIABILITIES YOU MAY HAVE AGAINST RIGGS & ASSOCIATES GROUP FROM ANY AND ALL MATTERS RELATING TO YOUR USE OF ANY RIGGS & ASSOCIATES GROUP WEBSITE.
IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS OR ANY PART THEREOF OR IF YOU SEEK TO ASSERT ANY CLAIM AGAINST RIGGS & ASSOCIATES GROUP OR THE PARENT OR AFFILIATES OF RIGGS & ASSOCIATES GROUP ARISING OUT OF OR RELATING TO THE TERMS AND CONDITIONS OR YOUR USE OF THIS WEBSITE, YOU’RE SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEBSITE.
Indemnification
You shall defend, hold harmless and indemnify RIGGS & ASSOCIATES GROUP and its officers, agents, co-branders or other partners and employees against any and all claims, liability, damages or judgments, including, but not limited to, reasonable attorneys' fees, that arise out of any designated individual's and/or your use of RIGGS & ASSOCIATES GROUP websites, breach of the Terms and Conditions, violation of any rights of another or violation of any applicable state or federal law or regulation.
Communications with RIGGS & ASSOCIATES GROUP
Email that is sent to RIGGS & ASSOCIATES GROUP may not be encrypted and may be accessed and viewed by other Internet users without your knowledge when it is electronically transmitted to RIGGS & ASSOCIATES GROUP. RIGGS & ASSOCIATES GROUP will not respond to any specific requests made about your own personal medical or health questions or concerns made through this website. You should contact your primary care physician for any medical, health or professional advice related to your personal medical or health condition. If you require an immediate response to non-medical questions or problems related to your health care coverage, please call the toll-free number on the back of your insurance card.
Terms and Conditions, Restrictions and Revisions
By accessing, browsing and/or using this website, you accept and agree to be bound by these Terms of Use and the Privacy Policy and Disclaimer and all other policies, restrictions, conditions and notices found by clicking on the links on the bottom of the home page and any page of this website, all of which are incorporated herein by reference. Please review these Terms of Use and the Privacy Policy and Disclaimer and all other policies, restrictions, conditions and notices which govern your visit to this website, each time you visit any RIGGS & ASSOCIATES GROUP website.
RIGGS & ASSOCIATES GROUP has no obligation to update any information or content on any RIGGS & ASSOCIATES GROUP website, and information or content may be out of date at any given time. RIGGS & ASSOCIATES GROUP may also make improvements and/or changes in the information or content contained in any RIGGS & ASSOCIATES GROUP website at any time without prior notice.
Each time you visit any RIGGS & ASSOCIATES GROUP website it is your responsibility to review the then most current Terms and Conditions and any other policies, restrictions, conditions and notices on the website and by accessing, browsing, and/or using this website or any RIGGS & ASSOCIATES GROUP website, you accept and agree to be bound by the most current Terms and Conditions and any other policies, restrictions, conditions and notices on this website or such other RIGGS & ASSOCIATES GROUP website.
Governing Law and Jurisdiction
Accessing this website or use of any of its content or services from locations where such access or use of its content or services is illegal is prohibited. Notwithstanding the laws of the location from which you access this website, you agree that the statutes and laws of the State of Oklahoma, notwithstanding any principles or conflicts of law, will apply to all matters relating to the use of this website and all RIGGS & ASSOCIATES GROUP websites and you are responsible for compliance with applicable laws, whether federal, state, or local pertaining to your use of RIGGS & ASSOCIATES GROUP websites. If any part of these Terms and Conditions are deemed unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.
Dispute Resolution
Any claim or controversy at law or equity that arises out of the Terms and Conditions, this website or any affiliated website (each a "Claim"), shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules (including without limitation the Supplementary Procedures for Consumer-Related Disputes, if applicable), Such arbitration shall be conducted by a single arbitrator and held in Ardmore, Oklahoma, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. Any claim shall be arbitrated or litigated, as the case may be, on an individual basis and shall not be consolidated with any Claim of any other party whether through class action proceedings, class arbitration proceedings or otherwise. Each of the parties hereby knowingly, voluntarily and intentionally waives any right it may have to litigation and a trial by jury in respect of any dispute (including but not limited to any claims, counterclaims, cross-claims, or third party claims) arising out of, under or in connection with the Terms and Conditions. Further, each party hereto certifies that no representative or agent of either party has represented, expressly or otherwise, that such a party would not, seek to enforce this waiver of litigation and right to jury trial provision. Each of the parties acknowledges that this section is a material inducement for the other party entering into the Terms and Conditions.
Copyright and Service/Trademarks
This website and its contents are protected by copyright, all rights reserved. All works of authorship contained at this site, including, but not limited to, text, images, and their arrangement, are owned by RIGGS & ASSOCIATES GROUP (except as otherwise noted). All service/trademarks are owned by or licensed to RIGGS & ASSOCIATES GROUP, any other product name or company name mentioned in this site may be a service trademark of its owner. You may not reproduce, copy, or redistribute the design, layout, or individual elements of this website design without the express written permission of RIGGS & ASSOCIATES GROUP. The use, reproduction, copying or redistribution of any RIGGS & ASSOCIATES GROUP service/trademark is strictly prohibited without the prior written permission of RIGGS & ASSOCIATES GROUP.
You may download or print a copy of information found on our website for your personal use only. You may not download or print any document or graphic for any other purpose and you may not modify any document before downloading or printing, unless you obtain written permission from the copyright holder(s). You may not post RIGGS & ASSOCIATES GROUP content on a public access website.
Links and Linking
Links to other websites are provided as Internet navigation tools only. Those other websites contain information created, published, maintained, or otherwise posted by persons or entities independent of RIGGS & ASSOCIATES GROUP. RIGGS & ASSOCIATES GROUP does not control those websites; nor does RIGGS & ASSOCIATES GROUP guarantee the content, accuracy, completeness, or timeliness of information on other websites. The owners/operators of those websites do not necessarily endorse RIGGS & ASSOCIATES GROUP products or services, nor are they responsible for the content of this website. Linkage to other websites does not constitute or imply an endorsement, recommendation, or preference by RIGGS & ASSOCIATES GROUP and RIGGS & ASSOCIATES GROUP accepts no responsibility for the content, products and/or services provided at such websites and specifically disclaims same.
Use of any information obtained from other websites is voluntary, and entirely at your own risk. RIGGS & ASSOCIATES GROUP assumes no responsibility for:
Your use of the information obtained at any website linked to a RIGGS & ASSOCIATES GROUP website, or the content of such information, including, but not limited to, errors or omissions, the accuracy or reasonableness of the content, the defamatory nature of any statements contained therein, ownership of copyright or other intellectual property rights, or the violation of property, privacy, or personal rights of others by any such website.
RIGGS & ASSOCIATES GROUP is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use of, reference to, or reliance on such information from this website or any RIGGS & ASSOCIATES GROUP website and any other website including without limitation any website linked to an RIGGS & ASSOCIATES GROUP website. The above limitation or exclusion may not apply to you to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages.
Minors
The content of this website and all RIGGS & ASSOCIATES GROUP's websites is directed at adults. If you are under the age of 18, please consult with a parent or guardian and do not use this website without their monitoring and assistance.
Proprietary Rights
RIGGS & ASSOCIATES GROUP retains ownership of all RIGGS & ASSOCIATES GROUP's websites and any material provided thereunder, and all rights, title, and interest therein, including, without limitation, all patents, copyrights, trade secrets, trademarks and other proprietary rights. You acknowledge and agree that RIGGS & ASSOCIATES GROUP's websites, and any necessary software used in connection with RIGGS & ASSOCIATES GROUP's websites ("Software") are proprietary and confidential and are protected by applicable intellectual property and other laws. Except as expressly authorized by RIGGS & ASSOCIATES GROUP, you shall not modify, rent, lease, loan, sell, distribute or create derivative works based on RIGGS & ASSOCIATES GROUP's websites or the Software, in whole or in part. You shall not claim or assert any right or title to RIGGS & ASSOCIATES GROUP's websites and/or software.
You shall not (and shall not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the RIGGS & ASSOCIATES GROUP's websites or Software. You shall not modify the RIGGS & ASSOCIATES GROUP's websites or the Software in any manner or form, or use modified versions of the Software. You shall not access the RIGGS & ASSOCIATES GROUP's websites by any means other than through the interface that is provided by RIGGS & ASSOCIATES GROUP.
In the event of any breach of the terms of this provision by you and/or any individual designated by you, you acknowledge and agree that RIGGS & ASSOCIATES GROUP would suffer irreparable harm and shall therefore be entitled to seek relief, including, but not limited to, injunctive relief.
Termination of Use
RIGGS & ASSOCIATES GROUP may, in its sole discretion and with no liability to you and without prior notice to you, terminate your access to this website.